
International payments...
Why do they need to be so complex?
The answer's simple: it's a complex business. You're likely to be dealing with multiple currencies, complicated logistics and demanding compliance requirements. Each of those is a specialist subject itself and, whatever claims some payments companies may make, no one can specialise in all of them.
And frankly, even after decades of enabling international transactions runing into many billions, nor can we. So when we conceived the Khukhi platform, we didn't try to.
Instead, we focused on bringing together specialist experience and condensing it into a single platform that gives you the best of the best within a single, simple business process. We're not a payments company, but we've teamed up with outstanding partners who are. We don't do foreign exchange, but our portal puts the most trusted and competitive exchange providers at your fingertips.
All of our partners are licensed to provide the services they deliver, and compliance and safety are baked into to the system to protect you and your associates.
The complexity is there for a good reason, but that needn't mean it's difficult.
What Khukhi does
Khukhi isn't a payments company.
What it is, is a service that connects you with a tightly cooperative network of specialist, licensed financial institutions to speed payments across borders with the maximum speed, efficiency and compliance with financial regulations.
Put simply, it takes care of all the complexities of making and receiving global payments. Instead of onboarding with, and then interacting separately with, several businesses, you do it once, and then control all of your international trade from a single interface. If you need to pay someone, you just tell us who they are, where they are, how they want to receive the funds and in what currency. Our system instantly checks the requirements to make that payment safely and in compliance with finacial regulations. It automatically guides you through any further steps, like uploading proofs of identity or documents like invoices or anything else needed. Then it passes the instruction through to one of our specialist, regulated partners to execute the payment. And it all happens at the speed of thought; for many regions, your payment will arrive within minutes.

Make it faster
Because Khukhi's partners are already fully connected, there's no delay while organisations onboard and approve each other. Your instruction inputs seamlessly into their processes for immediate execution. For many destinations that means real-time or near-real-time settlement.

Make it cheaper
The word "cheap" is often discouraged, with suggested replacement terms like "low-priced" or "excellent value". In the spirit of simplicity, let's do away with that and agree that you don't want to spend more than you have to. We achieve the best pricing through efficiencies like automation where it's needed and game-changing communications. For you, that means cheaper payments.
Simple.

Make it safer
Our partners exercise the highest level of diligence to ensure that every transaction is legal and complies with all relevant regulations to avoid money-laundering or other fraud. The Khukhi platform supports this transparency by securely providing every party with full visibility of every detail of the transaction and its associated documentation.
This robust transparency is provided through our sister company, CertiQi. You can learn more about its unique approach here.
Promoting financial inclusion
We believe everyone should have access to prosperity. Unfortunately, the high cost of dealing with some regions has resulted in many global banks withdrawing service. Others may continue to deal with emerging economies, but often at cripplingly high cost.
Experience has taught us that no single company can overcome all of the obstacles to solving this problem.
Join the Mesh
It's possible to plug your own business into a skill and service network to create exciting new opportunities. Connect to our anchor partners and add your own specialisms to a connected ecosystem that unlocks opportunities that you couldn't previously reach. Until now.

- Global payments and FX
- Multi currency and crypto
- Liquidity & treasury management
- T-bills management

- Compliance transparency technology
- Immutable federated ledger
- Ultra-secure compliance sharing
- Seamless partner integration

- Commercial cards
- AP automation
- Cross-border payments
- Fuel & fleet payments

- Global payments
- Global collections
- Foreign exchange
- Same-day settlement

- Corporate & private banking
- Multi-currency accounts
- International transfers
- Custody with lending & trading

- Stablecoin to SWIFT connection
- Non-pre-funded payments
- Native USDC treasury initiation
- Proprietary partner network + RTGS

- Digital wallets
- Multi-currency accounts
- Global payments
- Foreign exchange

- FX risk management
- Multi-currency accounts
- International payments
- Virtual IBANs
The companies above are already connected to the Khukhi Mesh, making them easier and safer to deal with.
You can find out more about the Khukhi Mesh by clicking the button below.