What you send isn't just money
Your customers want to send a little happiness
When your customers send remittances home, they're supporting their families with school fees, medical bills, groceries and all the other things that support the life they deserve. The've worked hard to earn it, and you work hard to send it.
And that's not always easy.
You're constantly balancing opportunity against compliance, especially if you're working in challenging regions. We'll help you to overcome the obstacles.
Here's how we'll help you to succeed
Simpler, faster service
Our platform connects you seamlessly to the fastest and most cost-effective payment routing. You can work through our dedicated client portal or we can provide a rich suite of APIs to allow your IT team to integrate the platform into your existing setup.
In no time at all you can be up and running with barely any change from your current way of working.
You're in control
There's no need to sever connections with your existing payment partners. We believe you should be free to choose the best deal, both for you and your customers. We've been involved in the home remittance market for many years, so we understand how circumstances can change, even within a single day, so you should always have the options available to make the best decision.
Stand out and lead
We want your business to prosper, because that's good for both of us. That's why we'll actively help you to promote your services with joint campaigns to drive more customers to you. Your community looks to you for support and advice, not just to send money. So we'll help you to raise visibility in a way that's familiar and appealing to your neighbours.
Break down the barriers
Sending happiness through home remittances is rewarding but difficult. complying with anti-money-laundering regulations can be a challenge in itself, especially if you send money to regions that the banks rwgard as risky. Then there's the strain on your liquidity as you try to compete with the global players by bridging settlement delays or to match fierce exchange rate competition. Those are all areas where we have much to offer you.
Keen rates and just £1.00 per transfer
Beat your competition with super-low fees
Thanks to close integration with our fully regulated partners, we're able to bring you keen foreign exchange rates and fast settlement in more than 120 currencies.
We'll provide you with fast approval of your new customers and save you the bother of collecting and storing KYC documents by allowing your customers to upload them direct to your private collection on our hyper-secure federated ledger.
Check our rates and fees
For transfers over £10,000, please call us for an individual quote
These rates are subject to currency fluctuations and are available only to licensed money transfer companies Your rate for live transactions may differ.
Money transfers via our global network are executed via our licensed partner, Currency Clear. All transactions are subject to compliance approval
It's all about connections
You can't work in a vacuum. Your business depends on partnerships with complementary businesses, but risk appetites change, currencies fluctuate and you have to maintain equilibrium while all that's happening.
You can think of a universal adaptor that connects everything to one socket. Instead of coordinating multiple services across a variety of interfaces - and adjusting to every change that comes along - you can simplify your processes, save time and enjoy greater flexibility and increased competitiveness.
It's all about rails
Payment rails can change suddenly
When they do, you can be left scratching for alternatives while preserving your relationships with impatient customers. You lose money and reputation because of a problem over which you've little control.
Our payment partners are chosen for their stability as well as their competitiveness and efficiency. But even they can never be immune to changes in regional requirements or shifting risk appetites. Before Khukhi, we spent many years operating within licensed payment organisations, so we know at first hand the stress of making the necessary urgent changes. We maintain fallback redundancies in our network, so switching can be instant. The active partners are always visible to you, so you know exactly what's happening at every stage. It's possible that the switch might increase cost by a few basis points, but this is usually temporary while we make adjustments. The vital thing is that you were able to deliver uninterrupted service through a system that automatically accommodated the change.
It's all about prosperity
Remittances are a vital lifeline
If you're a money services business supporting workers who need to send money to their home country, you already know that you're working in a market sector that's viewed negatively by many banks and regulators. While a few bad actors have created this reputation, it's the ethical, law-abiding businesses that suffer. Our transparency services can help you to improve relationships and focus on serving your customers, rather than just surviving the conflicts.
Through our network, we support your business with:
- Full transparency to reduce queries and delays
- Same-day or instant payment without pre-funding to many regions
- Keen FX pricing in over 120 currencies
- Easy customer interface - in your brand if you wish
- Cash collection
- Ultra-low transaction fees
It's all about speaking your customers' language
We recognise and respect that not all of your customers speak English. This is particularly true in home remittances. And it's why we built our control panels to handle multiple languages. So if your customers are more comfortable with Urdu, then that's how we'll configure your customer interface.
And, as part of the customisation, we can adapt it to your brand name, logo and colours.
It's all about being in control
All of these connections and capabilities aren't much use to you if they all need to be managed separately. The Khukhi portal, available on your desktop or your mobile phone, puts everything at your fingertips, from managing multiple wallets and balances, to initiating and managing payments, managing your customers and even interfacing with your other partners.
And let's not forget about cash
Join us in becoming a cash champion
Cash is vital to many people. But it's becoming more and more difficult to find businesses that still allow you to use it. That's why we strongly endorse the #cashispivotal initiative of our licensed cash logistics partner, Pivotal.
Throughout the UK, and increasingly across Europe, Pivotal will collect and bank your cash collections according to a schedule that suits you, freeing you from the time-consuming (and potentially risky) task of taking it to the bank or post office. Your cash is fully insured from the moment of collection, and deposited into your bank daily.
