You make money work
We bring you the tools to do it
Money is like energy; it has the ability to do work, but no work is done until it flows. You've taken on the task of making that flow happen, and it's a challenging undertaking. You're constantly balancing opportunity against compliance, especially if you're tackling the more challenging regions. Here's a toolkit to help you to face the challenges and overcome the obstacles that get in your way.
It's all about partnerships
Our partners' specialisms cover every aspect of international trade. So together we deliver a service that levels the global playing field. When you connect to Khukhi, that single sign-on connects you to a worldwide network of expertise and excellence.
- Global payments and FX
- Multi currency and crypto
- Liquidity & treasury management
- T-bills management
- Compliance transparency technology
- Immutable federated ledger
- Ultra-secure compliance sharing
- Seamless partner integration
- Commercial cards
- AP automation
- Cross-border payments
- Fuel & fleet payments
- Global payments
- Global collections
- Foreign exchange
- Same-day settlement
- Corporate & private banking
- Multi-currency accounts
- International transfers
- Custody with lending & trading
- Stablecoin to SWIFT connection
- Non-pre-funded payments
- Native USDC treasury initiation
- Proprietary partner network + RTGS
- Digital wallets
- Multi-currency accounts
- Global payments
- Foreign exchange
- FX risk management
- Multi-currency accounts
- International payments
- Virtual IBANs
It's all about connections
You can't work in a vacuum. Your business depends on partnerships with complementary businesses, but risk appetites change, currencies fluctuate and you have to maintain equilibrium while all that's happening.
You can think of a universal adaptor that connects everything to one socket. Instead of coordinating multiple services across a variety of interfaces - and adjusting to every change that comes along - you can simplify your processes, save time and enjoy greater flexibility and increased competitiveness.
It's all about rails
Payment rails can change suddenly
When they do, you can be left scratching for alternatives while preserving your relationships with impatient customers. You lose money and reputation because of a problem over which you've little control.
Our payment partners are chosen for their stability as well as their competitiveness and efficiency. But even they can never be immune to changes in regional requirements or shifting risk appetites. Before Khukhi, we spent many years operating within licensed payment organisations, so we know at first hand the stress of making the necessary urgent changes. We maintain fallback redundancies in our network, so switching can be instant. The active partners are always visible to you, so you know exactly what's happening at every stage. It's possible that the switch might increase cost by a few basis points, but this is usually temporary while we make adjustments. The vital thing is that you were able to deliver uninterrupted service through a system that automatically accommodated the change.
It's all about prosperity
Remittances are a vital lifeline
If you're a money services business supporting workers who need to send money to their home country, you already know that you're working in a market sector that's viewed negatively by many banks and regulators. While a few bad actors have created this reputation, it's the ethical, law-abiding businesses that suffer. Our transparency services can help you to improve relationships and focus on serving your customers, rather than just surviving the conflicts.
Through our network, we support your business with:
- Full transparency to reduce queries and delays
- Same-day or instant payment without pre-funding to many regions
- Keen FX pricing in over 120 currencies
- Easy customer interface - in your brand if you wish
- Cash collection
- Ultra-low transaction fees
It's all about speaking your customers' language
We recognise and respect that not all of your customers speak English. This is particularly true in home remittances. And it's why we built our control panels to handle multiple languages. So if your customers are more comfortable with Urdu, then that's how we'll configure your customer interface.
And, as part of the customisation, we can adapt it to your brand name, logo and colours.
It's all about being in control
All of these connections and capabilities aren't much use to you if they all need to be managed separately. The Khukhi portal, available on your desktop or your mobile phone, puts everything at your fingertips, from managing multiple wallets and balances, to initiating and managing payments, managing your customers and even interfacing with your other partners.
And let's not forget about cash
Join us in becoming a cash champion
Cash is vital to many people. But it's becoming more and more difficult to find businesses that still allow you to use it. That's why we strongly endorse the #cashispivotal initiative of our licensed cash logistics partner, Pivotal.
Throughout the UK, and increasingly across Europe, Pivotal will collect and bank your cash collections according to a schedule that suits you, freeing you from the time-consuming (and potentially risky) task of taking it to the bank or post office. Your cash is fully insured from the moment of collection, and deposited into your bank daily.
